價格：免費
更新日期：2019-07-16
檔案大小：28M
目前版本：1.0.1
版本需求：Android 5.0 以上版本
官方網站：mailto:sashaikimuk@gmail.com
Email：http://orihuelacosta.ru
Mobile app «Payday Loans Assistant» we will answer the most popular questions on loans and gives advice on how to take a loan and not get into the debt pit.
Payday loans are an expensive way to borrow. Never take out a payday loan unless you’re certain you can repay it on time and in full – otherwise, the costs can soon spiral out of control. If you’re thinking of getting one, here’s what you need to know.
In the mobile application you can find out:
• How payday loans work
• What payday loans cost you
• Avoiding the payday loans trap
• If you’re about to get a payday loan
Must, before taking a personal or payday loan, Check your credit score....
Do you have $ 500 or more in savings? If so, Pat yourself on the back, because almost six out of every ten Americans don't. And it can be a big problem, especially when life throws unexpected costs in your way.
Let's say your car suddenly breaks down on the way to work, or a storm throws a tree branch through the front window, or some unpaid Parking tickets cause your car to load. What would you do? Ran to the first organization and took out a personal or payday loan?
A lot of everyday problems can pop out of nowhere and leave you in a hopeless situation. For many of these situations, a simple solution is money ... money to pay for towing to a mechanic's workshop, money to repair a house or money for unpaid bills.
But if you're like 60 percent of Americans who have less than $ 500 in savings, you don't have the money to solve these problems.
In a perfect world, you can rely on a credit card to cover unexpected expenses. But, as you may have guessed, most Americans do not have such an affordable loan on hand. According to a Harvard University study, almost 40% of families earning less than $ 40,000 a year have no credit cards at all. And every tenth American has no credit rating at all!
So if you have no savings and no loans available, what can you do in a financial emergency? It may seem that you have no choice. You may feel trapped. The good news is, it's not! There are safe financial solutions available for you.
But the bad news is that when you're in a tight financial position, you'll find yourself targeted by predatory lenders offering quick cash loans, which are actually dangerous debt traps. These loans are designed to fool you and may end up leaving you worse financially than you are now.
There are a few steps to take when you’re looking into getting a personal loan. Whether you need money for debt consolidation, a home improvement project or an emergency expense, taking out a personal loan can help you pay for different things — and it can be relatively simple to apply.
Personal loans are a type of installment loan, which means you borrow a set amount of money upfront and pay it back in installments, with interest, over a period of time.
Financial institutions — including online lenders, banks and credit unions — offer personal loans. The amount you qualify for and your terms will vary based on a number of factors, including your credit health.
Like a roadmap that helps you navigate a new city, having a plan to apply for a personal loan can help you find the best options for you. A good plan should include how you’ll use the money, the amount you need and how much you can afford to pay back every month.
Getting a personal loan can help you consolidate credit card debt and finance expenses with a low interest rate, and using one responsibly can also help you build credit.
Having a mix of credit types, making on-time payments and lowering your credit utilization can all help improve your credit health. As you pay back your loan, check your credit scores to see whether your creditworthiness is improving.
If you’re able to put in the work and improve your credit, the next time you need to apply for credit you may find that you qualify for better rates.
